We are currently looking for a Senior Relationship Manager. This position will be located at our Provo Branch, 3670 N. University Ave., Provo, UT. The primary responsibilities for this position include originating and renewing commercial loans, and building relationships with our customers.

Benefits of Working with Us:

Bank of Utah's comprehensive benefits package promotes health and wellness, financial well-being and career growth. A few highlights include:

• Great work-life balance, with a Monday-Friday schedule
• 401(k) plan and match up to 5 percent, plus opportunities to participate in our employee stock ownership program (eligibility requirements must be met)
• Incentive pay
• 12 paid bank holidays + earned vacation and sick time
• Training opportunities for new employees
• Learning incentives to expand your banking knowledge and grow in your career (including opportunities to learn about all of our departments, such as mortgage, branch operations, commercial lending, personal trust, corporate trust, compliance, payments processing and more)
• Volunteer opportunities to make a difference in the communities where you work and live
• Awards and recognition to celebrate you and your colleagues for living the bank's values

To qualify for this Senior Relationship Manager position you must have:

• Bachelor degree or equivalent experience in accounting, economics, corporate finance management, principals of bank operations and credit administrations.
• Five years of relevant experience as a loan analyst or portfolio manager.
• Interest in People with a sincere desire to help; curiosity; thoroughness; written and verbal communication skills; competence in math to at least the algebraic level; independent thinker; constructive; resourceful, imaginative, and innovative; cautiously aggressive; and skilled in interpersonal relationships.

Regular Duties and Responsibilities:

• Originate Commercial Loans. Respond to Commercial Loan inquiries from customers and potential Loan customers. Evaluate Loan requests for viability e.g. financial statement and risk analysis. Generate Loan approval reports and Loan presentation packages. Communicate with customers on approval or denial of requests or modifications of requests. Negotiate rates and fees. Follow up on documentary deficiencies and on-going credit file maintenance. Close Loans.
• Evaluate and renew current Commercial Loans. Analyze existing Loans for renewal and/or structural change. Prepare Loans for presentation and approval.
• Monitor financial status of accounts. Review credit files and update changes in financial status. Review and coordinate exception report resolution. Follow up Loan tickler reports. Review files for examination purposes.
• Contact existing customers to augment existing service relationship and sell new, needed services. Identify and contact potential customers to establish relationships for current and future business.
• Problem Loan resolution and collections. Initiate phone calls to past due Loan customers. Collect on chronic delinquent accounts at time of repossession, liquidation or foreclosure of collateral. Monitor past due and payment reports.
• Other duties as assigned.
• Attendance is an essential function of the job.